Mike May, Realtor 804.731.0111 Mike May, Realtor 804.731.0111
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Blog Posts by Mike May

Posts filed under Blog Posts by Mike May



Protecting Your Credit
Posted Tue, Sep 19th 2017 1:07 pm
One of the “big” three credit bureaus recently announced that a massive hack has exposed the personal information of up to 143 million people. To add perspective to that statement, that is about tw...

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Deductible Dilemma
Posted Tue, Sep 5th 2017 11:51 am
The purpose of insurance is to shift the risk of loss to a company in exchange for a premium. Most policies have a deductible which reduces the amount of the claim that is paid by having the insure...

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Which Value Do You Want?
Posted Tue, Aug 22nd 2017 12:14 pm
What your home is worth depends on why you ask the question. It could be one value based on a purchase or sale and an entirely different value for insurance purposes. Fair market value is the pric...

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Home Energy Aware
Posted Thu, Aug 10th 2017 1:45 pm
After the mortgage payment, the largest homeowner expense is for utilities and the major component is energy.  Contributing factors include air leaks, insulation, heating and cooling equipment, wat...

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Stony Creek VA VA Real Estate For Sale: 16048 Emerald Rd, Stony Creek VA 23882
Posted Wed, Aug 9th 2017 9:55 am
16048 Emerald Sussex, VA MLS# 1728980 - Single Family Get ready to be wowed by this picturesque property in lovely Stony Creek, VA. You will feel like you have escaped to paradise in this s...

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Home Safe Home
Posted Tue, Aug 1st 2017 10:30 am
Home is a place you should feel safe and secure. Sometimes, we take it for granted and unfortunately, we do need to remain vigilant about things we do that could compromise our safety. Here are a f...

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Americans Still Believe Real Estate is Best Long-Term Investment
Posted Thu, Jul 27th 2017 1:11 pm
According to Bankrate’s latest Financial Security Index Poll, Americans who have money to set aside for the next 10 years would rather invest in real estate than any other type of i...

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84% of Americans Believe Buying a Home is a Good Financial Decision
Posted Thu, Jul 20th 2017 12:11 pm
According to the National Association of Realtors®’ 2017 National Housing Pulse Survey, 84% of Americans now believe that purchasing a home is a good financial decision. This is the...

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Assumptions are an Alternative
Posted Tue, Jul 18th 2017 6:30 am
In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason there haven’t been many assumptions in the past 25 years is that interest rates have...

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Happy 4th of July!
Posted Tue, Jul 4th 2017 11:38 am
Today we celebrate freedomthanks to those who came before.Those brave men who fought and diedin each and every war.Freedom always comes at a price,And while we celebrateWe should tip our hats t...

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The Importance of Home Equity in Retirement Planning
Posted Thu, Jun 22nd 2017 12:01 pm
We often discuss the difference in family wealth between homeowner households and renter households. Much of that difference is the result of the equity buildup that homeowners experience over th...

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Do You Know How Much Equity You Have in Your Home?
Posted Tue, Jun 20th 2017 11:46 am
CoreLogic’s latest Equity Report revealed that 91,000 properties regained equity in the first quarter of 2017. This is great news for the country, as 48.2 million of all mortgaged properties are ...

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Happy Father's Day!
Posted Fri, Jun 16th 2017 11:45 am
Dad He never looks for praises He’s never one to boast He just goes on quietly working For those he loves the most His dreams are seldom spoken His wants are very few And most of the time ...

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Are Home Prices Approaching Bubble Territory?
Posted Thu, Jun 15th 2017 1:51 pm
As home values continue to rise, some are questioning whether we are approaching another housing bubble. Zillow just reported that: “National home values have surpassed the peak hit during the...

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The Land of the Free
Posted Fri, May 26th 2017 12:57 pm
Three years after the Civil War ended, on May 5, 1868, the head of an organization of Union veterans — the Grand Army of the Republic (GAR) — established Decoration Day as a time for the nation t...

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Happy Mother's Day!
Posted Fri, May 12th 2017 2:02 pm
The Person who has done more for you than anyone in the world! A halo that reflects a life of wisdom, kindness, and caring. Eyes that sparkle with pride and show how much she believes in you. Sh...

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Reasons to Refinance
Posted Wed, May 10th 2017 10:52 am
Regardless of the reason to refinance a home, the basic question to ask is: “Do you plan to live in the home long enough to recapture the cost of refinancing?” There are always expenses involved in...

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An Alternative to Paying Tax Today
Posted Tue, Apr 18th 2017 2:03 pm
The cartoon character Wimpy would say that he’d gladly repay you Tuesday for a hamburger today. Some real estate investors say a similar thing to Uncle Sam to be able to hold on to their proceeds f...

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Happy Easter!
Posted Fri, Apr 14th 2017 1:58 pm
As the cold and grey winter days...  Give way, to the bright and beautiful spring..  You know it’s time for you to hear,  The Easter bells ring!  The birds are chirping... The bunnies are out... ...

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Again… You Do Not Need 20% Down to Buy NOW!
Posted Tue, Apr 4th 2017 2:10 pm
A survey by Ipsos found that the American public is still somewhat confused about what is required to qualify for a home mortgage loan in today’s housing market. There are two major misconception...

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