Mike May, Realtor 804.731.0111 Mike May, Realtor 804.731.0111
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Tips to Save Money for Your Dream Home in Chesterfield

Posted By @ Nov 12th 2011 9:46pm In: Chesterfield County Real Estate

Thinking about buying Chesterfield county real estate? A home purchase is usually the single most expensive purchase you will make in your lifetime.  Which is why it is not something to be taken lightly.  You need to think it through and know what you want, how much you can afford and know what state your finances are currently in.

If you are a first time home buyer, whether or not you have enough money saved to put a large down payment is one of the most important things to consider.

If you already own a home in South Central Virgina, are you selling it first? If so, you will have to give yourself enough time to sell the present home so you have the cash to put down on the new home.

Even if you have the money to put down on the new home, ensuring that all of this is taken care of before making an offer can save money.

You will not want to make an offer when the sale of your old home is uncertain. You could end up with two houses to make payments on and this will certainly be a strain on anyone’s budget.

Your next move will be to start looking for a home. When looking, keep in mind what the most important aspects of a home are for you. Is location going to be a factor? Do you need to find a larger home for the size of your family? Your real estate agent will take all these factors into consideration when looking for homes for you to consider.

When you begin to look at Chesterfield county real estate, make sure you look closely. The outer appearance may look great, but the problems may lie beneath the surface.

Make sure the home you are interested in is not going to be a ‘lemon’. This could end up costing you a lot more than the price of the home.

By law, the former owner is to tell you about anything negative they know about the home’s structure for instance.

Always have the roof checked out because this is a part of the house that can be quite expensive to replace. There are ways of telling whether the roof is in good shape or not.

Checking an attic can show stains from leaks. If this is suspected, be safe rather than sorry. Call in a roofer to take a look and tell you if there is a problem.

Using a real estate agent will work in your favor. We are very well versed in negotiating prices. We are also great at finding resources for anything you may need that involves closing on the Chesterfield VA Homes.

Trying to buy a home on your own may backfire. The bargaining power is one of the talents of real estate agents and this most certainly can save you money. We often can negotiate closing costs and other final costs that can mean less money out of your pocket.

We also have many connections. When it comes to moving, the inspections you need for the structure of the home, the water testing, septic systems and checking for termites, among other professional services may be needed.

Talk to your real estate agent as they often have people they can count on for all these types of services.

/kh



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